Every NZ business engaging contractors carries a legal duty of care under HSWA 2015. Whether you’re a builder with subbies on site or a property manager sending trades to a rental — the obligation is the same. The businesses that survive are the ones who had the record before anyone asked.
Whether a worker is injured on a build site or a rental property, the law asks the same question: did you take reasonable steps to verify the contractor’s credentials before sending them?
Subcontractor insurance, LBP licences, H&S plans, site-specific inductions, and worker certifications. WorkSafe wants a timestamped record of every check, on every day, not just at onboarding.
WorkSafe will ask:Every maintenance contractor you direct to a property is a HSWA obligation. Electricians, plumbers, gasfitters, builders — you directed the work, which makes you the responsible PCBU.
The Tribunal and your insurer will ask:When WorkSafe investigates, these are the five questions they ask. Businesses on TrustPoint can answer all five without leaving their desk.
When a Tenancy Tribunal complaint is filed or an insurer contests a claim, these are the questions you’ll face. TrustPoint means the answers are already there.
Government register checks. TrustPoint queries three MBIE government registers directly: the Companies Register, the LBP Register, and the Insolvency Register. Companies and Insolvency Registers are checked at account creation and refreshed weekly. LBP licences are reviewed and approved against the register at the point of upload.
Data sourced from MBIE government registers at time of check. Building Act 2004 / Companies Act 1993 / Insolvency Act 2006These methods work fine day-to-day. The gap surfaces when someone asks a specific question about a specific day.
The question is never “did the business mean well?” It is: “Did they check? When? What did the document show at the time? Show me the record.”
| Exposure | Cost |
|---|---|
| WorkSafe infringement notice (per notice) | Up to $10,000 |
| WorkSafe fine, individual or officer (maximum) | $600,000 + up to 5 years imprisonment |
| WorkSafe fine, body corporate (maximum) | $3,000,000 |
| Average WorkSafe prosecution outcome (2024) | $80,000–$250,000 + reparation |
| Healthy Homes non-compliance fine (per breach) | Up to $7,200 |
| Civil claim from injured contractor or family | $100,000–$1,000,000+ |
| One hour of a construction or property lawyer | $350–$500+ |
| TrustPoint — right now | Free · See how pricing works → |
HSWA applies to anyone directing work. But if you own or manage rental property, the Residential Tenancies Act adds a second layer: the Healthy Homes Standards require specific licensed tradespeople for heating, insulation, ventilation, drainage, and moisture work.
Fines of up to $7,200 per breach have been fully in force since 1 July 2024. The question at the Tribunal isn’t whether the work was done — it’s whether it was done by a qualified, registered tradesperson and whether you can prove it.
Electrician (EWRB) for heat pump installation — reviewed against register
PLI required — LBP if building fabric is involved
EWRB electrician for extractor fan wiring, PGDB if ducting requires plumbing work
PGDB licensed drainlayer or plumber — reviewed against register
LBP for any work involving the building fabric
TrustPoint tracks EWRB registration, PGDB licence, and LBP class for every maintenance contractor in your network. Their status is current, not last-checked-at-onboarding. Before you book them for Healthy Homes work, you already know they’re qualified.
Every job is logged to a tamper-evident audit trail. If the Tribunal asks who did the work and whether they were registered — you have the record.
Full Healthy Homes compliance guide →“A PCBU must ensure, so far as is reasonably practicable, the health and safety of workers who carry out work for the PCBU, including workers who are not employees.”
Health and Safety at Work Act 2015, s.36(1)PCBU (Person Conducting a Business or Undertaking) includes builders, landlords, property managers, facilities managers — any business engaging contractors to carry out work. “Workers who are not employees” explicitly includes subcontractors. The duty doesn’t stop at your payroll.
See every TrustPoint feature mapped to its legal obligation →
Construction is consistently the highest-risk sector in WorkSafe’s enforcement programme. In the majority of serious incidents, the injured worker is a contractor, not a direct employee.
In prosecution cases, WorkSafe frequently runs the case against the principal contractor as well as the direct employer. The most common evidentiary gap: the principal cannot produce a record of what they checked, when they checked it, and what the documents showed at the time.
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Every feature described on this site is built and operational. If something doesn’t work as described, tell us: operations@trustpoint.nz